Turn ICHRA complexity into your competitive advantage.
From contribution modeling to employee plan selection — Visuary AI gives brokers, carriers and distribution partners the actuarial intelligence to lead the ICHRA market with confidence.
5,000+
ACA plans analyzed
50
States covered
Patent
Pending technology
API
Ready for integration
The Problem
ICHRA changes everything. Most tools haven't caught up.
Employers considering ICHRA face a fundamentally different decision than renewing a group plan — and brokers need a new kind of intelligence to guide them through it.
Winners & losers are invisible
Without individual-level cost modeling, brokers can't show which employees benefit and which don't when switching from group to ICHRA.
Hundreds of plans, no guidance
Employees entering the individual market for the first time are overwhelmed. Choosing wrong means misaligned coverage and higher out-of-pocket costs.
Premium alone misses the picture
True cost includes out-of-pocket exposure, provider network access, and formulary coverage. Tools that only compare premium leave everyone guessing.
Our Platform
Built for the full complexity of the individual market.
Visuary AI combines actuarial rigor, deep plan data, and modern AI to give brokers, carriers and distribution partners a complete decision-support engine.
01
Actuarial-grade modeling
Contribution strategies built on real out-of-pocket cost simulation, not premium estimates.
02
Deep plan intelligence
Provider networks, formularies, and personalized cost analysis across every available plan.
03
End-to-end coverage
The only platform supporting both the employer decision and employee selection in one engine.
Two Solutions. One Integrated Platform.
The complete ICHRA decision stack.
Model every scenario with actuarial confidence.
For brokers, consultants & distribution partners
Compare group-to-ICHRA transition scenarios and identify winners and losers at the individual employee level — accounting for premium, out-of-pocket costs, provider networks, and more.
- Individual-level cost simulation across demographics
- Contribution strategy modeling & scenario comparison
- Winner/loser analysis by employee segment
- Provider network & formulary evaluation
Guide every employee to the right plan.
For employers, brokers, carriers, TPAs & enrollment platforms
When employees enter the individual market for the first time, Plan Navigator's proprietary scoring engine evaluates every available plan — surfacing the right one, not just the cheapest.
- Personalized plan scoring by health profile
- Out-of-pocket cost simulation per individual
- Provider network evaluation
- AI assisted plan comparison and selection guidance
- Embeds into enrollment workflows via API
Who We Serve
Built for the partners shaping benefits distribution.
Brokers & Consultants
Model ICHRA transitions with confidence and guide clients through the switch with individual-level cost precision.
Insurance Carriers
Strengthen ACA & IFP conversion and support distribution partners expanding into the employer market as ICHRA grows.
TPAs & Enrollment Platforms
Embed actuarial-grade plan intelligence and ICHRA modeling directly into existing enrollment workflows via API.
Why Visuary AI
The intelligence layer the individual market has been missing.
Actuarial rigor
Built on the same analytical frameworks and plan intelligence used by actuaries — not simplified estimates or premium-only comparisons.
Patent-pending technology
Proprietary plan-scoring algorithms purpose-built for individual market complexity, including network evaluation and OOP simulation.
API-ready
Designed for integration into insurance carrier, TPA, and enrollment platform workflows — the decision engine behind your existing experience.
Ready to lead your market into ICHRA?
Let's talk about how Visuary AI fits into your distribution strategy.